A safety net for your family's future.
Because life's “what ifs” don't come with a warning.
When illness, injury, or loss strikes, the emotional impact is heavy enough, your family shouldn’t have to worry about finances too.
The right cover for your life
Bombora’s specialists create a protection plan tailored to you, factoring your risks, your priorities and your goals.It’s not a one-size-fits-all policy.
We help ensure your loved ones have the means to:
- keep the family home secure
- cover everyday bills
- stay on track with future plans, no matter what happens.
Life Insurance /
Term Life
Protects your loved ones financially if you pass away but the right cover depends on your situation. It's not just about the lump sum, but when and how your family will need support.
Total & Permanent
Disability (TPD)
If illness or injury leaves you unable to work, TPD pays a lump sum to help cover ongoing living costs. Many don’t realise how quickly expenses, including medical bills can add up without an income.
Trauma
Critical Illness
A serious illness like cancer or stroke can turn your world upside down. Trauma Cover provides a lump sum so you can focus on recovery, not financial stress. Not all conditions are covered.
Income
Protection
If illness or injury prevents you from working temporarily, Income Protection replaces part of your salary (paid monthly) so you can easily manage your day-to-day bills without stress.
Why business owners need more than personal cover.
Owning a business means your family, your team, and your future all depend on you.
If illness, injury, or loss affects you or someone critical to your business, the impact can hit far beyond the office threatening your lifestyle, your business, and your reputation.
The right cover for business owners protects your:
- Family’s financial security
- Business’s continuity
- Your long-term wealth and legacy
Bombora’s specialist life insurance for business owners protects you on every front, with cover tailored to your structure, your role, and the people who rely on you.
Business Succession
Funding
Plan for an orderly handover on your terms.
If you or a co-owner can suddenly no longer run the business, Succession Funding ensures your family receives fair value for your share, while your partners gain control without financial strain. It keeps relationships intact and the business moving forward.
Keyperson
Cover
Protect the people your business can't function without.
When a pivotal person — you, a partner, or a senior manager — is unexpectedly affected by illness, injury, or death, Keyperson Cover provides the capital your business needs to stay running, stabilise operations, replace talent, and keep performance on track.
Business
Expenses Cover
Keep the lights on when you can't work.
Even if you're unexpectedly sidelined by illness or injury, rent, utilities, staff wages, and other fixed costs keep coming. Business Expenses Cover reimburses these costs for up to a year, giving you breathing room to focus on recovery while your business stays operational.
Getting the right cover has never been easier ...
Start with a full policy review
We'll review your existing insurance policy, or help you get one, to confirm your cover.
Understand your cover options
We'll explain your options clearly so you can choose the right cover.
Feel confident with tailored protection
With the right cover in place, you and your loved ones can feel secure and confident.
This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.